The J-fund
Local partner: NOA SAVINGS AND LOAN CO-OPERATIVE, Osijek, Županijska 7/II
phone: 031-200-466; 031-207-466; fax: 031-200-477
JDC paris office: 5 Avenue Matignon, F-75008 Paris, France – Tel. 33 1 56 59 79 79 – Fax 33 1 56 59 79 89
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LOAN APPLICATION # _______/__.__.2000.
amount requested:_________________ sector:_______________________
repayment period:_________________ region:____________________
grace period:__________ guaranty:___________________________
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1. General details
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Business status (erase)
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New business /existing business
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Business name
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Date of registration
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Address of business
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Contact phone numbers
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Email address
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Internet site
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Address of entrepreneurs
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Age of entrepreneur
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ID number
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Field of business activity
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Number of existing employees
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Additional employees due to expansion plan
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Number of disabled employees
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Yearly turnover ( for existing businesses)
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Anticipated additional income yearly
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2a. For existing businesses only
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Year 2003
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Year 2004
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Year 2005
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Year 2006
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What are the past incomes of the business (Kuna)
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What was the yearly profits
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How much liabilities does the business have (loans)
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What are the assets
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Were there any Legal suits against the business
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Explanations: ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________
2b.For new business:
Do you have a diploma in your line of business? ________________________________________
Which activities are you registered for?_________________________________________________
Is this your main or additional activity?__________________________________________________
Where do you work at present (if you do)?_______________________________________________
What is your present salary? _________________________________________________________
How many new employees do you plan to employ?________________________________________
Of them how many are disabled persons?________________________________________________
3. Products / Service
What kinds of products will you sell, or what kind of services will you provide?
________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________
How many products/services can you sell
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Year 2007
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Year 2008
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Year 2009
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Full year
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Monthly average income
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Amount of services/product
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What are the costs of the product/service (raw material, packaging, hours, labor etc)
What will be the price of your product/service in Kuna not including VAT
32. Who is going to buy your products?(most important customers)
Who are your competitors and what is your relative advantage?
How are your prices in comparison to your competitors?
4. Marketing & sales
How will you promote and sell your products/services?
What is your marketing mix and expenses?
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Monthly expenses
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Yearly expense
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remarks
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Internet
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advertisements
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PR
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Sign
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Others__________
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Others__________
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Others__________
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Total
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How many units do you plan to sell in a one month period?_________________________________
During six month period?____________________________________________________________
What sort of raw-material are you using?________________________________________________
Are you getting it locally? Yes_____________ No_________
If not locally, where?_________________________ ______________________________________
Delivery terms?____________ _____________Payment terms?_____________________________
Expenditure calculation per one unit:
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Raw material
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Amount required for one product
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Cost of one unit of the raw-material
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